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【?璆?閰情j Lesson 28: Running a Small Business 蝬?撠?隡璆
Situation:Helen Parker is having coffee with Betty.
情境:海倫派克正和貝蒂一起喝咖啡。
Situation:Betty's husband, Thomas, runs a small business and is having financial problems.
情境:貝蒂的先生湯瑪士經營一家小型公司,現在遇到財務問題。
Betty:If Thomas wants his company to grow,
貝蒂:如果湯瑪士想讓公司成長,
Betty:he needs to do something about cash flow.
貝蒂:他就必須想辦法讓現金能夠周轉。
Helen:Thomas is having cash problems?
海倫:湯瑪士在現金方面有問題嗎?
Betty:Yes. He doesn't have the money he needs to buy the equipment to be competitive,
貝蒂:是的。湯瑪士沒有資金購買具有競爭力的設備,
Betty:and to still cover his day-to-day operating expenses.
貝蒂:以及支付每天的營運開銷。
Helen:I think his best bet is to secure a small-business loan.
海倫:我想他最好的辦法就是取得小型企業貸款。
Betty:I don't think that's possible.
貝蒂:我想不太可能。
Betty:He just doesn't have the collateral he needs for a loan.
貝蒂:他根本沒有貸款所需的擔保品。
Helen:Try the Small Business Association.
海倫:找小型企業協會試試看。
Helen:They help underwrite loans for small businesses.
海倫:他們協助提供貸款給小型企業。
Betty:So, even though he doesn't have much collateral,
貝蒂:所以即使他沒什麼擔保品,
Betty:he could still qualify for a loan?
貝蒂:還是有資格申請貸款囉?
Helen:Under this special program, possibly.
海倫:根據這項特別方案,是有可能。
Betty:That would really help him to cover our overhead.
貝蒂:那樣一定可以幫他支付經常性的開支。
Betty:He just needs some time to get revenues up.
貝蒂:他只是需要一些時間來增加收益。
Helen:Well, apply for a small-business loan and keep your fingers crossed.
海倫:那麼就去申請小型企業貸款,並祈求好運囉。

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